Car Finance in Leeds – Affordable Vehicle Finance at AS Cars Leeds Ltd

At AS Cars Leeds Ltd, we understand that purchasing a used car is a significant investment, and that's why we offer flexible car finance options to make the process easy and affordable. Whether you're looking for Hire Purchase (HP), Personal Contract Purchase (PCP), or Lease Purchase, we have tailored solutions to suit your needs.

Why Choose AS Cars Leeds for Car Finance?

✅ FCA Approved Dealer – We are fully FCA approved under FCA Number FRN79144, ensuring that we operate with transparency, fairness, and responsibility.

✅ Easy, Fast, and Affordable Car Finance – Arranging vehicle finance in Leeds has never been easier. In most cases, you can drive away in your new car within 15 minutes of signing the agreement.

✅ Competitive Finance Packages – We work with a carefully selected panel of finance providers to offer you the best possible car finance deals in West Yorkshire. Whether you have a good credit score or bad credit history, we may be able to help you secure finance that works for you.

✅ Flexible Loan Terms – Choose a finance agreement that suits your budget, with repayment terms ranging from 12 to 60 months. This allows you to spread the cost of your car over time while keeping monthly payments affordable.

✅ Low Deposit Options Available – Many of our finance packages allow you to secure a car with little or no deposit, making it easier to get behind the wheel without a large upfront payment.

Car Finance Options Explained

We offer three main types of car finance to suit different budgets and needs:

Hire Purchase (HP)

• Spread the cost of your car with fixed monthly payments.
• Own the car outright once the final payment is made.
• Ideal for those who want long-term ownership.

Personal Contract Purchase (PCP)

• Lower monthly payments compared to HP.
• Option to hand the car back, part-exchange it, or pay a final balloon payment to own it.
• Great for drivers who like to upgrade their vehicle every few years.

Lease Purchase

• Similar to PCP but without the option to return the car.
• Lower monthly payments with a final lump sum payment.
• Ideal for those who want lower monthly costs but plan to keep the car.

Who Can Apply for Car Finance?

Car finance is available to UK residents aged 18 or over, subject to credit status and affordability checks. Whether you're employed, self-employed, or receiving benefits, we may be able to help. Our finance providers consider a range of circumstances, including those with bad credit, no credit history, or CCJs.

Apply for Used Car Finance in Leeds Today

Applying for car finance at AS Cars Leeds Ltd is simple. You can:
📌 Fill out our online finance application form – Quick and easy with no obligation.
📌 Call us on 0113 250 4000 – Speak directly to a finance expert who can guide you through the process.
📌 Visit our showroom near Leeds Bradford Airport – Discuss your finance options in person.

With our expert knowledge of car finance in Leeds, we ensure that you receive a finance package that best suits your budget and circumstances.

Need help? Contact us today and let us help you secure the right finance deal for your next car!